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Flood Insurance

As a homeowner, condo-owner or renter, you need flood insurance that protects your home and personal possessions from rising waters. Whether your situation involves low, moderate or high risk for flooding, Palm Beach Quote Insurance can provide this coverage through a flood policy that’s right for you.

Your rate is based upon the flood zone, the age and type of home, and the amount of coverage you choose.

The flood risk determination is regulated by the National Flood Insurance Program.

Low-to-moderate-risk area.

  • You may be eligible for a preferred risk policy if your home is in a low flood hazard zone and has limited flood loss history. This is simple, straightforward, and very affordable coverage.

High-risk area.

  • Even if you live in a high flood hazard zone you can still get what you need from a standard flood insurance policy.
 Let Palm Beach Quote Insurance provide you with your flood policy quote today.

 Whether you own a single-family home or a two-, three-, or four-family house,  including condos, vacation, or rental property; flood insurance offers you:
 

Building coverage.

  • Pays for damage to your dwelling and items such as the AC unit and the water heater.

Contents coverage.

  • Pays for your furniture, rugs, appliances, and clothing.

Property protection.

  • Pays for sandbagging and other expenses for preventing flood damage.

Clean-up reimbursement.

  • Pays to cover costs of cleaning your home and removing debris after a flood.

Please remember that by federal law, a flood insurance policy doesn't go into effect until 30 days after its purchase, with the exception of your mortgage closing, where the policy will be effective at the time of closing.

Therefore if you have the possibility of flooding you need to purchase this well in advance of the potential storm.
 
Important Notice. This material is for informational purposes only. All statements herein are subject to the provisions, exclusions and conditions of the applicable policy. For an actual description of all coverage, terms and conditions, refer to the insurance policy
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