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Boat Insurance

Boat insurance here at Palm Beach Quote Insurance has a special place in our hearts, as we are not only insurance agents here for 22 years, but we have been boating in South Florida for over the same amount of time as well.

Whether you boat in the Florida Keys, the Intracoastal Waterway, the Inland Canals, or Lake Okeechobee, even if you take a Bahamas trip we have you covered.

With watercraft ranging in size from jet skis to your offshore cruiser, we have a policy for you.

We not only offer our product to our clients but we use it ourselves. Coverage can be tailored to be as unique as your boats itself.

Physical Damage Coverage

  • Provides protection in the event of a collision with a submerged object or another boat.
     
  • A variety of choices may be available with this coverage.

Agreed Value

  • In the event of a total loss, this pays the amount shown on declarations page,     regardless of the current market value, this protects against depreciation.
     
    • Total Loss Replacement Value
      This coverage is available on new boats, in event of a Total Loss, it replaces the insured boat with a new boat, thereby protects against depreciation and inflation.
       
    • Actual Cash Value
      Actual Cash Value can earn you a premium discount. However in the event of a loss, settlement is based upon a depreciated value.

Personal Property Coverage

  • Protects your personal property while on the boat including items such as your clothing, stereo systems, cameras, fishing equipment and other personal items.

Liability Coverage

  • Pays for claims resulting from bodily injury to others or damage to the property of others.

Med Pay Coverage

  • Pays for medical services for you, your family or your passengers if you are hurt in a boating incident.

Towing and Assistance Coverage

  • Provides reimbursement for towing and labor costs when the boat becomes disabled on the water and covers breakdowns while the boat is being trailered.

Discounts/ Credits

  • Discounts include, safe boating course, such as those from the Power Squadron and U.S. Coast Guard.
     
  • Credits for safety equipment such as built-in fire extinguisher systems and burglar alarms are available.

Remember if you’re on the water or planning to be on the water in the Palm Beaches, contact us here at Palm Beach Quote Insurance for a Policy Review and a no obligation free quote.

Important Notice. This material is for informational purposes only. All statements herein are subject to the provisions, exclusions and conditions of the applicable policy. For an actual description of all coverage, terms and conditions, refer to the insurance policy
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